Tag Archives: finance

I’m feeling minty fresh

There is no doubt that living at home after college has its benefits.  Although it is not the exciting jump into financial independence that we all look forward to, it does give you the ability to save up money to eventually move and live the life you would hope.  Or so the story goes….  I have been living at home for 7 months now and have found that saving money is not as easy as it sounds.  When you have little to no expenses and a steady paycheck coming in it can feel like you can spend and save whatever you want all at the same time.  But sadly this is not exactly the case.  That is way I decided to get minty.

Mint.com is a free online personal finance service.   What Mint does is it uploads all of your credit card accounts, savings accounts, loans etc to one program and then looks at all of your transactions to see where your money is being spent.  It shows you where your money is being spent, your trends in spending, and how you can save more money.  It also lets you set personal budgets for different categories of spending and then will inform you if you go over any of your budgets or have unusual spending in any of your categories.

I am new to mint.com, but I can already feel the benefits of tracking my spending and helping my budgeting.  I am not a person who would write down and analyze their finances, but with mint.com doing it for me I am able to see where I overspend and how to improve my spending habits.  And the best part is I enjoy going on mint and working with my finances.  Mint.com makes it fun to budget your money and I now confidently feel that I will be able to save more and understanding my spending habits better thanks to mint.


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A voice for the financial crisis

Bear Sterns CEO  James Cayne

Bear Sterns CEO James Cayne

No matter who you are, you are aware of or are personally affected by thefinancial crisis that is occurring here in America.  I currently am blessed to still have a job and to not be largely affected by the dropping stock prices, but it is still something that is on my mind each and every day.  The worst part about this situation in the fact of how helpless we feel.  We tune in every day to see the stocks getting lower, more companies going bankrupt and yet there is very little we can each do to help this downward spiral.  Well now one person is attempting to help change that silence.  Geoffrey  Raymond, an artist from Brooklyn has now given the people a voice, one canvas at a time. 

I first learned of Geoffrey Raymond when he was featured on the Today show for the controversial work he has been producing.  Geoffrey paints financial big-shots on canvas and then go to the streets of Wall Street, canvas and sharpie marker in hand, and gives passersby the opportunity to write on his paintings their thoughts and feelings regarding the current situation.  His works include paintings of large financial figures such as Eliot Spitzer, James Cayne and Richard Fuld.  I have since become intrigued by this man and his paintings, because although he is only one man with few paintings and a sharpie, his voice and the voice of those who comment on his paintings is being heard.  Geoffery Raymond is a great example of the affect one person can have.  It is amazing the voices he has been able to share through his paintings and shows us that it is not impossible to make our voices heard during this crisis.

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